How to Give to Charity

Charitable donations are on the rise with more and more Americans giving to charity. While you may not donate to charity just for the potential tax deduction, it can be a bonus. You should always try to donate in a tax-efficient way.

Here are a few helpful hints regarding charitable gifts:

Know who you are donating to: Only donate to organizations with tax-exempt 501(c)(3) status. These are the only deductions that are deductible on your tax return. Before you donate to a charity check to verify its 501(c)(3) status. You can research tax-exempt organizations on the National Center for Charitable Statistics website.

Avoid capital-gains tax-Taxpayers can avoid paying the capital-gains tax by deducting contributions of various kinds of property. It should be noted that physical property worth more than $5,000 will need an appraisal of its value to claim the deduction.

Give it to the kids. Taxpayers can gift up to $14,000 annually tax-free. A gift to your child can be an easy way to reduce your income and tax bite. The gift recipient is liable for tax on any gifts.

While paying taxes is inevitable, giving to charity may help reduce what you need to donate to Uncle Sam.

Open house on 11/27/2016 at 171 Shawmut Ave Marlborough, MA 01752


Date: 11/27/2016 Time: 12:00 PM to 1:30 PM  
For Directions: feel free to contact me.  
For more information: click here for the full details  

Charming and quaint cape cod home with wonderful large back yard located in cul-de-sac of picturesque sought after Church St. neighborhood. Bright and sunny white kitchen with french door to rustic vaulted sun room/ family room. Elegant formal dining room with chair railing and gleaming hardwood flooring. Incredibly spacious fireplaced living room with classic coffered ceiling and moldings. Partially finished basement plus tons of storage space throughout. Windows, roof, furnace and electrical have been updated. Curb appeal galore and excellent location easy to town, schools, shopping and your commute. Don’t hesitate…

Check Your Water Quality

                                                                                                                                        Not that long ago, most people didn’t think twice before grabbing a glass, and filling it up with tap water from their kitchen sink. But in the past few years, concerns over water quality have prompted people to look for safer alternatives. While some regions are plagued with tap water having a “bad taste” (usually due to water treatment agents like chlorine), other areas have more serious issues to deal with, like bacteria proliferation and industrial pollutants. While some people don’t mind the cost of purchasing bottled water, others have tried to be more economical, installing water filters on their tap faucets, or in many cases, outfitting large, expensive water filtration systems for their entire house. By understanding your family’s water needs, and doing a quick bit of research, you’ll be able to get a better idea of the quality of water in your area, and the steps you can take to ensure your family’s safety.

1. Do your research – Sites like http://water.usgs.gov and http://water.epa.gov/drink/ compile up-to-date statistics on a wide variety of water measurements in your area.

2. Look into cost – If you find yourself living in an area where the tap water consistently receives low marks, then it just makes good sense for you to explore your water filtration options. While there are many options to choose from, it really boils down to your peace of mind.

Water Filtration Pitchers – The classic Brita pitcher is what usually comes to mind for most, but there are actually quite a few of these types of water filtration systems on the market now. And while they are definitely the most convenient kind of water filtration system, many don’t offer the same guarantees as some of the more advanced systems you have the option of choosing from. Not to say that these simple fill-and-pour systems should be overlooked, though. These pitchers are great for areas that have those “bad taste” kind of water issues. In these areas, many people are content with just a pitcher. However, you will have to buy replacement filters on a regular basis, and that often overlooked expense can leave many regretting that they didn’t just spend the money on a bigger system.

Faucet Filters – These come in two varieties. One variety attaches to your actual faucet, and the other is installed under the sink, purifying the water before it reaches the faucet. Each have their pros and cons, but most of them are better equipped to remove a wider variety of contaminants than the classic water filtration pitcher. If you live in an area where hard water is a problem, many of these undersink varieties offer water softening options as well. These systems are ideal for people who are looking to only purify their sink water. Installing one of these in your kitchen will give your family superb drinking water, while providing you crisp, clean water for cooking purposes.

Whole House Water Filters – These are attached at the “point of entry” water source of your house, and will filter all of your home’s water, from the shower to the ice maker. Many people find that this option is the best, as all of their water quality concerns have the capability of being met by only one filter. These systems require the least amount of maintenance, but have the heaviest price tag out of all of the systems outlined thus far. If you have municipal (city) water, then a decent whole house water filtration system will cost you an average of 700 dollars or more, and well water systems can set you back into the thousands. However, this is the best way to ensure that all of the water flowing into your home is safe, soft, and tasty.

For more information on the kinds of water systems available to you, please visit http://www.consumerreports.org/cro/water-filters/buying-guide.htm

Single-Family – 171 Shawmut Ave Marlborough, MA 01752 now has a new price of $339,900!

Charming and quaint cape cod home with wonderful large back yard located in cul-de-sac of picturesque sought after Church St. neighborhood. Bright and sunny white kitchen with french door to rustic vaulted sun room/ family room. Elegant formal dining room with chair railing and gleaming hardwood flooring. Incredibly spacious fireplaced living room with classic coffered ceiling and moldings. Partially finished basement plus tons of storage space throughout. Windows, roof, furnace and electrical have been updated. Curb appeal galore and excellent location easy to town, schools, shopping and your commute. Don’t hesitate…

This is a Cape style home and features 7 total rooms, 1 full bath, 1 half bath, 3 bedrooms, 0.37 Acres, and is currently available for $339,900.

For complete details click here.